Questions & Answers

Questions & Answers
Legal

Legal Raise a Voice Against GBV Feature

Breaking the Silence

As we approach World Social Justice Day, it's crucial to shine a light on one of the most pressing issues facing South Africa: Gender-Based Violence (GBV).
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Funeral Rising risk of road deaths 2023 Feature

Accidental Death and Road accidents

As many of us are gearing up to go home and away, we need to talk about road safety. We all know that the roads are actually a dangerous place, but we don’t always remember that while we’re walking or driving.
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Legal Anti Scam AI Feature

Anti-Scam AI

We have put together this list of common scams and the best way to use our AI Lawyer to protect yourself against anything that might try to ask for personal details or actual money.
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My AI Lawyer feature

Why My AI Lawyer is changing the face of legal advice

My AI Lawyer is making legal services more accessible and affordable, right here in South Africa where access to justice is still one of our biggest issues.
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Funeral Death and Taxes 2023 Feature

Death & Taxes

Understanding Estate Tax in South Africa: A Comprehensive Guide and What to Expect as a Beneficiary
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Funeral What happens if no one claims your body 2023 Feature

What happens to you if no one claims your body?

The hardest day of your life will be the day that you admit that you cannot afford to say goodbye to the people who mattered most.
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Legal Working loving living in SA Feature

Working, loving & living in SA

The 24th of September is a special day to us all. After Freedom Day, it’s our most widely appreciated and celebrated public holiday because it represents what was once used to divide us, and how we have turned it around into what makes us stronger, together. In all our races, cultures, beliefs and traditions, we can kick back and celebrate our heritage.
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Legal Divorce The fork in the road to freedom Feature

Divorce & the Fork in the Road to Your Futures

You’ve tried your best. You’ve done what you can. Sometimes, it is just not going to work. It’s time to get divorced and choose a new path and a new life.
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Legal Rules and Regulations of Winter Feature

Winter Safety Guidelines: Ensuring Your Safety and Comfort

As Winter arrives in South Africa, it's crucial to prioritize safety and comfort. This article provides important guidelines for choosing the right heating options, such as paraffin and LPG, while emphasising the need to adhere to safety regulations. It also offers tips for safely using paraffin and handling LPG cylinders. Additionally, the article discusses responsible practices for open fires, including selecting appropriate materials and maintaining a safe distance from flammable objects. By following these guidelines, readers can ensure their well-being during the colder months.
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Funeral Youre never too Feature

Why you are never too young or too old to plan ahead

In South Africa’s bustling streets, where vibrant cultures intersect, there lies a profound truth that transcends the bounds of time and tradition: the inevitability of death. While the topic may seem morbid or uncomfortable, forward-thinking individuals are increasingly recognizing the importance of early funeral planning as a means to embrace their mortality and experience a newfound sense of vitality.
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VAS Life long learning comes with lifelong testing Feature

Lifelong Learning for Lifelong Testing

The greatest lesson we never learnt at school was how much we will have to learn on our own. From Grade One to Matric, we can’t wait “to be done with school”. Ha. Tell us another one.
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Good news! The quest for employment continues.

You would be forgiven for thinking that might be a bleak intro to an article on employment, but bear with us. The road goes up and down, and we cannot lose faith in tomorrow.
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Legal The Future of Work Feature

The Future of Work

This article discusses the challenges and opportunities facing the future of work in South Africa on Workers Day, including high unemployment rates and the impact of automation on the labour market. It emphasises the importance of investing in upskilling programs to prepare the workforce for the demands of the 21st century.
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Oh SA, fairest of them all

Tired of all the negativity? Five reasons why the South African Constitution is an international champion.
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Burial or Bling?

From mushrooms to diamonds, here are five weird and wonderful ways to spend eternity.
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Legal Rights are only half of it 2023 Feature

Bill of Responsibilities

“Do not be daunted by the enormity of the world’s grief. Do justly, now. Love mercy, now. Walk humbly now. You are not obligated to complete the work, but neither are you free to abandon it” ~ Pirke Avot
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Funeral Dead right Feature

Last Rights

Not a lot really. While legally your own rights will no longer exist, there are the rights of those left behind, and the courtesies that we extend to them during their grief.
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VAS More from Section 27 Feature

The Right to Medical Advice

Knowledge can mean the difference between life and death. One needs to be able to ask for help, from the qualified professionals who can give us this advice, safely.
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Last will and testament

Joint Last Will and Testament Template

A joint will is the will of two people contained in a single document. Typically, a husband and a wife will execute a joint will. Joint wills have various advantages and benefits depending on the aims and goals of the parties involved.
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Avoid Funeral Cover Scams Feature

Avoid funeral cover scams

Funeral policies are there to help soothe the grief of a final goodbye to a loved one. When policies are not what was advertised, it adds to the pain. This month, we outline how you can check that your funeral policy is not a scam.
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Dom workers Feature

Domestic workers, our nation’s companions.

The last few years have seen improvements made to the conditions of employment for South Africa's domestic workers. Our July article details everything a domestic worker's employment should include, to make sure that you are up to date and compliant.
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Employee contracts Feature Image 2

What should be in your employment contract?

Employment contract. #IWishILearntThatInSchool – Part of our series supporting the youth. When reading your employment contract, these are things you should look for. Access other #IWishILearntThatInSchool articles and videos https://bit.ly/3x2zICR With Legal&Tax you’re not alone. Auth FSP
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Why it’s important to read your employment contract

#IWishILearntThatInSchool - Part of our series supporting the youth. We explain the impact of not reading or understanding your employment contract in 39 seconds
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Protecting your Right to Parent your children

Protecting your Right to Parent

Every parent wants to make sure that their children are safe, nurtured and secure. Even if you are unmarried or divorced, the law is on your side when it comes to your rights as a parent. Let’s take a closer look at how the law helps protect your parenting rights
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How to accumulate your leave

How to accumulate leave and when you can apply

In this article, we will be exploring all the different types of leave and when you have the right to apply
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What is gross misconduct

What is Gross Misconduct, and could it cost you your job?

There are varying degrees of issues you may face in the workplace that could lead to a difficult work environment, from incapacity to negligence and misconduct. This article will help you understand the differences between these infringements and how to approach disciplinary matters with our assistance.
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The rights and costs of purchaing property

Your rights when purchasing a property - interest rates and insurance costs

Most of us dream of owning our own property, however, this is a costly endeavour and we may need to obtain a loan from a bank. We explain in this article your rights as a property owner and the two types of interest rates for such a loan as well as the various insurances involved in owning property.
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constitution of south africa

The constitution of the Republic of South Africa and how it protects the human rights of the individual

Constitutional Supremacy is of the utmost importance. This in essence means that the Constitution is the supreme law of the land. This article will specifically deal with how the Constitution of the Republic of South Africa safeguards our human rights.
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Love and the law

Love & the law webinar

We discuss cohabitation, common law marriage, marriage types, agreements and divorce.
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Children's rights

Children's Rights

View our infographic for a breakdown of basic children's rights
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Article Themes website November 20212 gender based violence

The shadow pandemic – Don’t be a victim, break the silence!

As the COVID-19 pandemic ran rampant in our society, a second pandemic of domestic violence filled the homes of innocent women. Learn more about gender-based violence cases during lockdown in South Africa and the proactive steps you can take to ensure your and your loved one’s safety.
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Criminal law

Criminal law webinar

We discuss the various laws around drinking and driving, paying an admission of guilt fine, COVID-19 violations as well as police conduct.
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Last will and testament1

Who can be a witness to a will?

Watch this video to find out who is competent to witness a will
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Last will and testament2

Can you write your own will?

All you need to know about drafting your own will
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Last will and testament3

What makes a will valid?

Here are the requirements for a valid will
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Last will and testament4

What is an Executor of an estate?

Watch this video to learn more
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Last will and testament5

Who should have a will?

Watch this video to see if you need a will
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Last will and testament pic

What is a will and testament?

Our Head of Legal Helpline, Michael Visser explains this estate planning document
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Last will and testament

Wills & Estates

Watch our webinar where Head of Legal Helpline, Michael Visser answers your frequently asked questions about wills and estates.
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landlord and tenant

Landlord and tenant – A rocky Relationship?

Learn about the legislature and regulations that govern this relationship
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August Feature LTS Website banners 2021 08 182

Child maintenance – the facts!

Every child is entitled to receive maintenance for their basic needs such as food, clothing, housing, education and health care.
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Women and the law

The law protects and promotes the rights of women and gender equality. The law is a tool to end gender based violence, sexual harassment and discrimination against women. The law also offers women access to justice following victimisation.
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Crime stats and being a companion article

Your Companion, through the good and the bad

In this article, we give a brief overview of the latest crime stats, give guidance on reporting a crime, and obtaining a protection order. We also provide you with information on our services to assist you in dealing with emotional trauma and seeking medical advice and emergency medical response.
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Dealing with fraud as a result of identity theft

We help you safeguard your personal information to prevent this criminal offence against you.
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wrongful death

Wrongful death

Losing a family member due to misconduct or negligence is painful. We discuss how you can seek justice on behalf of your loved one for a wrongful death action.
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Avoid going to court

Steps to take to avoid going to court

Going to court is costly, time-consuming and should be the last resort. We show you ways to resolve disputes without having to go to court.
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small claims court

Small claims court

We show you a quick and easy way to resolve financial disputes.
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Frozen assets after death

Your estate and bank accounts can be frozen for a long time after your death. Here's how you can help your family pick up the pieces and have enough funds to live on.
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Contracts and contractual disputes

Understanding contracts and dealing with contractual disputes

What makes a contract legally binding? We provide clarity on all the terms and conditions that constitute a legal agreement and offer remedies to resolve contractual disputes.
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Labour Law Image

Making Labour Law work for you

From basic work conditions to dealing with grievances and disputes. Your labour rights are explained in our webinar.
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April 2021 Webinar Legally Binding Email Header3

Legally Binding Webinar

We discuss contractual obligations, the debt collection process and how to avoid being blacklisted.
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New Tax Legislation Tax Article  Feature Story Square Images May 2021

2021 New Tax Legislation

Negligent non-compliance of all taxpayers has been criminalised.
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Cohabitation, engagement and the myth of the common law marriage

We debunk the notion that a couple living together for many years creates automatic legal rights and duties between them.
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Home Repossession

We explain the foreclosure process and give you tips to help you save your home from repossession.
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The A-Z of buying your first home

Buying a new home can be a challenging and complicated process without the correct guidance and expert advice. We've put together a step-by-step guide with all the requirements you should know.
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Sexual harassment in the workplace

We discuss the laws that protect you from sexual harassment at work and the process to follow when reporting this misconduct and lodging a complaint with your employer.
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SASSA

The South African Social Security Agency (SASSA) is a government entity responsible for distributing social grants to more than 16 million South Africans. Who is eligible for social security?
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Funeral And Estate Planning

Is your estate in order?

Making sure you have a funeral plan that provides for a dignified burial may be the first step you take, but there is so much more to consider. These considerations must be stated in your last will and testament.
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Law

Power of Attorney

A power of attorney (POA) is a legal document that gives an individual, called the agent or attorney-in-fact, the authority to take action on behalf of someone else, called the principal
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Workplace webinar

Watch our webinar where our legal advisors discuss leave, retrenchment and the CCMA. Know your rights, with Legal&Tax you're not alone.
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The CCMA – How does it work?

The Commission for Conciliation, Mediation and Arbitration is an independent dispute resolution body. We look at the purpose of the CCMA and what services it offers.
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Additional December Feature Images Newsletter

The lowdown after lockdown on leave and bonuses

This article discusses an employees entitlement to leave, bonus and the effect of COVID-19 and the lockdown in South Africa.
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clear your criminal record

Clearing your criminal record

You can apply for expungement of your criminal record provided you meet the criteria, allowing you to carry on with life without a criminal record being an obstruction to employment opportunities.
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your rights and duties on the road

Your rights and duties on the road

Everything you need to know about roadblocks and when you are being pulled over on the road by a traffic officer. Your rights and responsibilities as a motorist are explained to you.
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Extra Square Imagery For Q3 Newsletter Feature 3 Will Testament

A self help guide on putting together your last will and testament

Death is inevitable, therefore it's wise to plan ahead by having a will to ensure that your last wishes are carried out and your estate is distributed accordingly.
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Extra Square Imagery For Q3 Newsletter Feature 4 Retrenchment

Retrenchment – You could be next!

The retrenchment process is fully explained. We offer you guidance on how to deal with retrenchment and help you understand your rights.
How to guide
Popi Act

Snap, crackle and POPI

We advise you on how to guard your personal information from harmful use.
How to guide
Deceased Estate

Deceased estates

Plan your estate now to eliminate any problems upon your death. Protect your loved ones by minimising the chances of family strife and ugly battles.
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Extra Square Imagery For Q3 Newsletter Feature 2 Death Folder

Planning the paperwork of your passing

When you're gone, you can alleviate the burden and stress on your loved ones by putting together a "red file" (also known as a death file) which will house all your valuable information needed to carry out your funeral as well as to settle your estate.
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Member Guides Site Banner Ccma

The CCMA – what's it all about?

We help you understand the role of the Commission for Conciliation, Mediation and Arbitration (CCMA) as an independent authority aimed at promoting fair practices in the work environment. The CCMA resolves labour disputes and provides advice and training on labour relations.
How to guide
Rental housing tribunal

The rental housing tribunal

Are you a landlord or tenant? If so, it is vital to understand the role and function of the rental housing tribunal.
How to guide
Rent Image

What to do if you can't pay rent this month

One of the questions posed to our legal advisors during the lockdown period is "What if I can't afford to pay my rent this month?" Chantel explains how to handle this in the legally correct way.
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Man With Debt

What are your legal options when you can't pay your debt?

You may have another option when you are struggling to make loan repayments. Chantel explains how to legally cut your costs in times of financial distress.
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Domestic Abuse

I am living with an abuser and am scared to be in lockdown with them

It's not just a physical attack, but can also include, sexual, emotional, psychological or economic harm
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Mom Daughter

Divorce & co-parenting during the lockdown

I am divorced and co-parenting. What happens to my children during the lockdown?
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Pulled over by the police

Lockdown living rules

Understanding some of the rules around the lockdown.
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Man With Debt

COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent
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Covid19 If I Get Sick

COVID-19: Staying covered if you get sick

If you get the Covid-19 virus, you cannot go to work. It does not matter if you do not feel very sick. You must still stay at home or in hospital. Otherwise, you will be putting other people’s lives at risk.
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Labour Rights

Coronavirus (COVID-19) and your rights at work

The world is facing a health crisis with the coronavirus (COVID-19) outbreak, and every workplace has to help fight it.
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Lts Feb 2020 Newsletter Banner Images Sized For Website Corona Virus

COVID-19: You cannot refuse isolation

If you are diagnosed with COVID-19, you will be told to go into quarantine. This means you have to stay in isolation (in a space by yourself) and may not come into contact with other people.
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Sa Coronavirus Hotline

Coronavirus government hotline

The South Africa Coronavirus (Covid-19) hotline is 0800 029 999. Please use this hotline if you display any signs of the virus, don’t go to your Doctor and infect him or her and everybody in the waiting room. By calling the hotline, someone will come to you to have you tested for the virus. Share this number with everyone you know.
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Child safety at school

Is your child safe at school?

For any parent, school safety must simply be a guarantee.
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Lts Feb 2020 Newsletter Banner Images Sized For Website

Family comes first

When you are caught between your baby and your boss, remember that maternity leave laws make sure you do not have to choose. Family comes first and your job is legally protected throughout.
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Kids At School Desks

Parktown school’s tragedy

The recent tragedy in which 13-year-old Enoch Mpianzi died during a Grade 8 orientation school camp for Parktown Boy’s High has sent shockwaves across South Africa.
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Pulled over by the police

​Do you feel unsafe when being pulled over by the police?

The South African Police Service (SAPS) or Metro Police have the right to pull over a car on the road and to search it. However, if you feel endangered, you are within your rights to ask the police officer to accompany you to the nearest police station to do the search.
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The Legal and Tax Side to Mental Health

If you have experienced mental health problems that are very severe, you might need to take disability leave, or even have to leave your job completely.
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Keeping Holidays Happy After a Divorce

Holidays are often associated with spending special time with family. However, one of the main challenges after a divorce is how and where your children will spend their school holiday time between you and your ex-spouse
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Legally Smart Shopping Will Reap Rewards

Holiday time often means shopping time! However, before the bargain-hunting bug hits, read Legal&Tax’s guide to smart spending (and hopefully a little bit of saving too!)
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Maintenance Matters

When it comes to children’s rights, the law can serve as their strongest guardian. In fact, according to the law, parents have a duty to support their children until the children can support themselves.
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rules of the road driving

The rules of the road

Legal&Tax’s guide to help you rev up your knowledge of how the law helps protect your rights when it comes to vehicles and driving.
How to guide
dealing with divorce

Dealing with Divorce

Divorce is a difficult reality. While the emotional pain is hard to bear, Legal&Tax Services can at least be your companion in offering expert legal advice on this process.
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Extra Square Imagery For Q3 Newsletter Feature 5 Vehicle Repossession

Agreement for the-sale of a motor vehicle

Buying or selling a car privately? Protect yourself with our free legal agreement for the sale of vehicle.
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Interest rates and debt management

Acknowledgment of Debt

A Debt Acknowledgment Form contains the names of the two parties, the amount of money owed, an acknowledgment that there are no defences to the money owed, and a date certain by which the money will be paid back.
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Dom workers Feature

Domestic worker employment contract

The requirement to have a contract of employment with your Domestic Helper, holds more advantages for you as the Employer than you could imagine.
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Dismissal

Be sharp at work

Your guide to dismissal, put together by your lawyers.
How to guide
Funeral Planning Article

The Power of Planning Ahead for Funerals

Lizl Finch is our Legal&Tax funeral policy expert, always making sure that life runs smoothly for those left behind after a death.She suggests that making plans for a funeral ahead of time is a useful action to take. This is called pre-or advanced funeral planning.
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Funeral cover and plans

Funeral Customs across the Country

South Africa has a fascinating mix of cultures and religions. As we enjoy a democratic society where we are free to mix and mingle amongst each other, we might also experience lifestyles and practices very different to our own.
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How to accumulate your leave

A self-help guide to the CCMA

Every employee has the right fair treatment, and should not to be unfairly dismissed or subjected to unfair labour practice.
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Law the ultimate protective parent

The Law is the ultimate protective parent

The role of a mother and father are understood in different ways by the diverse cultures and groups in our society; however, the family law in South Africa makes sure that at its core, mothers and fathers are treated equally and also given the responsibility to care correctly for their children.
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June 2021 LTS Youth Day web banner

We are young, we are free

June 16th marks the extraordinary sacrifice that the students of the Soweto Uprising in 1976 made in protesting against their apartheid oppression.
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