Your Healthcare Prestige Individual Plan offers you non-medical expense cover as a result of hospitalisation and is designed to give you and your family peace of mind when in need of medical care and assistance. The plan is not a medical aid and under no circumstances must it be considered as a replacement for the benefits offered by a medical aid.
Our HealthCare Plan Insurance products pay a fixed cash amount in the event of hospital admission. HealthCare Plan Insurance products are underwritten by Centriq Life Insurance Company Limited (“Centriq Life”), a licensed life insurer and authorised financial services provider, FSP No. 7370
The HealthCare Prestige Individual Plan covers you as the policy holder, but does not include cover for your spouse, life partner, parents or children.
No. There are no exams or tests required before signing up.
Yes, following a twelve month waiting period for pre-existing conditions.
For admissions due to an accident, there is one-day waiting period.
For admissions due to an illness, there is a three-month general waiting period and a twelve-month waiting period for pre-existing conditions.
You can claim by:
No. This cash does not need to be spent on medical requirements unless the you wish to do so. Your payout is paid directly into your bank account.
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