Debt Advice

In order to find quick and effective solutions to your debt concerns, contact Debt Assist as soon as possible so we can help you.

SMS "Debt" to 31690 and we'll call you back.

Included in our legal and funeral plans

We care about our members and want to give you a guiding hand wherever the path of life leads you. For this reason, Debt Assist is included in our legal and funeral plans.

Our Debt Advice service can help you with

• Lifestyle advice: We can help you cut down on your daily expenses, such as commuting costs and groceries, in order to increase the amount you save and pay off your debts faster.
• Budgeting guidance: Is your income less than your expenses? Our experts will help you learn about budgeting and how to take control of your finances.
• Alternative income suggestions: Be it by working overtime or applying for a government grant, our experts will help you find ways to make ends meet each month and still maintain a dignified lifestyle.
• Reading loan agreements: When it comes to the fine print, make that our problem. Our experts will read through all your contractual documents, making sure all is fair and in order before you sign anything and that you are being charged correctly
• Lodging disputes with credit providers: We will ensure the process between you and your credit provider/s is a smooth and legal procedure, avoiding any unfair treatment.

Did you know Legal&Tax offers a retrenchment benefit

Legal plan members who have been retrenched from their jobs are entitled to 6 consecutive months’ free premiums on their policy, provided their premiums have been fully paid for the previous 12 months.

We will help you with payment arrangements if you are retrenched or struggling to make ends meet.

Alternative Debt Resolution (ADR)

If Legal&Tax finds that the creditors have been unlawful, we can try to lodge a dispute or negotiate extended payment arrangements on your behalf.

Let’s get started on finding the right solutions to your debt concerns.