Your lifelong companion

TAX

• Don’t struggle with tax issues on your own. We can help get you registered for tax, assist you with tax returns and give you general tax advice

DEBT

• Learn to set up a budget. Click here to access our budget template

DEBT

• We’ll provide you with a credit check
• Make sure your make use of our budget advice and debt advice for car instalment repayments

LEGAL

• We’ll review the purchase agreement and the insurance policy before you purchase the car to ensure they meet the legal requirements
• If you want to sell your car we’ll provide a template sales agreement
• If you get stopped at a roadblock, remember you have a lawyer on call

TRAUMA ASSIST

• In the event of an accident or other traumatic events, you, your spouse and children under 18 have access to the added benefit of Trauma Assist, which includes private emergency ambulance response when involved in and trauma counselling following a hijacking
• You will also have access to 24/7 telephonic medical advice from qualified nurses to guide you through medical queries from symptom assessment to pre- and post-surgical counselling and even child and baby care

HEALTHCARE PLAN

• When signing up for the HealthCare Plan you’ll receive cash back following hospital admissions in the event of an accident

LEGAL

• In need of a lease agreement? Click here to access our template. We’ll review your lease agreement before signing
• Let us help you get your insurance policies in order for your household contents
• We can provide a legal letter of demand in the event that a landlord does not obey the lease agreement
• Access unlimited telephonic legal advice if you are having problems with neighbours or the body corporate
• Click here to access our template contract if you want to employ a domestic worker
• Click here to access our acknowledgment of debt template agreement if you live with a roommate and they borrow money from you

TRAUMA ASSIST

• In the event of a household break-in our Trauma Assist Benefit is available at the click of a button or
• You will have access to emergency ambulance response following a house fire and the added benefit of trauma counselling after this devastating event

DEBT ASSIST

• Moving is expensive. Access our Debt Assist benefit when considering financing furniture and other household items

DEBT

• We’ll provide you with a credit check
• Make use of our budgeting advice before buying a house

LEGAL

• We’ll review and help you ensure all the legal boxes are ticked for your offer to purchase
• We can assist with a legal letter of demand if the terms of the sale agreement are breached
• Make use of our unlimited legal advice on the transfer of property ownership
• We can also provide legal advice if you are having problems with neighbours or the body corporate

TAX

• Let us assist with your rates and taxes

LEGAL

• If you’re selling, we’ll review the buyer’s offer to purchase your home
• Make use of our unlimited legal advice on the transfer of property ownership
• In need of a lease agreement? Use our template
• We’ll provide a letter of demand if your tenants are not honouring the rent agreement
• Let us advise you in resolving disputes
• We offer legal advice if an accident occurs on your property
• We can provide an inspection checklist for when tenants move in or out

TAX

• We offer tax advice on additional income

LEGAL

• We can advise you on drafting an antenuptial contract
• Make sure your affairs are in order, let us guide you in the write up a joint last will and testament. Click here to access a template
• We can advise you on divorce and maintenance matters
• You can also add dependents to your policies as your family begins to grow
• We offer advice on different types of legally binding marriages

TRAUMA ASSIST

• Emergency medical response to assist with accidents or acts of domestic violence
• Our Trauma Assist benefit offers trauma counselling if you’ve been a victim of domestic abuse

DEBT

• Utilise budgeting advice before and after getting married

TAX

• Access our advice about tax benefits for when you get married

HEALTH

• Add dependents you may have to your policy
• Your spouse gets automatically covered under the policy at no extra charge (if you have chosen a family plan)

FUNERAL

• You can also add dependents to your policies as your family begins to grow
• A legally married spouse gets automatically covered under the policy at no extra charge

LEGAL

• Let us advise you on updates to your will
• You can add up to five child dependents to you policies
• We can assist with the ins-and-outs of paying child maintenance

HEALTHCARE PLAN

• Our HealthCare Plan provides cash back following hospital admissions
• Add child dependents to your family plan

TELETEACHER

• We offer TeleTeacher assistance with school homework and exam preparation for children in grades 1 - 12

TRAUMA ASSIST

• Our Trauma Assist benefit offers counselling for issues including but not limited to school bullying and exam stress and pressure
• Access to emergency medical response if your child has ingested something poisonous
• You have access to unlimited telephonic nurse assistance providing advice when your kids are ill

FUNERAL

• Add dependents to your policy

TRAUMA ASSIST

• Our Trauma Assist benefit offers counselling when a loved one is ill or passes away

LEGAL

• Let us guide you on drafting and updating your will

FUNERAL

• We offer funeral cover to ensure that your family can give you the dignified burial you deserve
  
• Access our accidental death benefit

TAX

• We offer tax advice for estates

HEALTH

• We pay you out when admitted to hospital